FishTankHelper

Fish tank cost calculator

How much does it cost to start a fish tank? Pick a tank size and this calculator lists everything you need with a typical price for each, so you can see the real total before you buy, plus what it costs each month to run.

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Setup cost
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Per month to run
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First year in total
ItemTypical price ($)

These are typical US prices for plain, mid-range gear, rounded. Change any price in the list to match what you find, and the totals update. Sales, used tanks and kits can bring the cost down a lot.

Where to start

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For the bigger items, see the best starter kits, filters, heaters and stands.

How much does a fish tank cost? Quick chart

Typical setup costs from the calculator above, including gravel, decor, test kit, conditioner and a starter budget of $60 for fish:

TankWithout a standWith a stand
5 gallon kitabout $210about $210
10 gallonabout $265about $325
20 gallon longabout $340about $430
29 gallonabout $380about $470
40 gallon breederabout $480about $630
55 gallonabout $540about $740
75 gallonabout $700about $1000

Where the money goes

Monthly running costs

The heater uses the most power. This calculator assumes it's on about a third of the time, plus the filter and a light on for 8 hours a day. A tank in a warm room costs less, and one in a cold room more. Add water conditioner, food and replacement filter pads, and most beginner tanks cost about $5 to $15 a month to run.

Ways to save

Want the full shopping list? Your First Aquarium has shopping lists for 10, 20 and 29 gallon tanks, a 30-day cycling plan and 15 fish care cards. Get the guide for $12

Related: Aquarium volume calculator · Tank weight calculator · Everything you need to start a fish tank